Paul Laterza has been working in the mortgage industry since 1998 and became a mortgage consultant in 2002 after graduating from Saint Mary’s College of California with a B.S. in Business Administration and Economics. From the beginning, he has received many awards for his level of production and achievements including “Rookie of the Year,” “Most Inspirational Loan Officer,” and “President & Platinum Awards” for several years.
His vast experience in the field offered him the necessary elements to provide outstanding service and knowledge in home financing. Paul is also fluent in Spanish; he has worked with the Hispanic community in Northern California during his entire career and has become an expert in servicing this market. As a member of the National Association of Hispanic Real Estate Professionals since 2003, he has helped the Latino community fulfill their dream of homeownership and financial success.
He is devoted to assist his clients to buy a new home or refinance their existing ones with honesty and efficiency. Here are a few customer testimonials:
Were you satisfied with the overall loan transaction?
“Yes/ excellent!” - J. K. & A. M.
"He is the best loan officer I’ve worked with in my entire life" - K.J.
“Your Key to a Successful Financing” is a book written by Paul Laterza and it can be found at www.homefinancingbook.com. This book offers resources that will help you simplify the loan process and identify mortgage programs. It will prepare you with the essentials for a loan approval and how to improve your credit. It will describe government loans, such as with no money down or with funds to repair your home, and ways to get down payment assistance. You'll learn about credit towards closing costs, lowering your rate & its cost, tax credits, buying foreclosures, and much more.